What credit card habits reveal about Canadian households

July 7, 2025

Age, education and even regional differences influence whether people pay off their balances or fall behind, new research reveals.

Drs. Khan Jahirul Islam and Julien Picault, with the UBC Okanagan Department of Economics, Philosophy and Political Science, analyzed five waves of national data from Statistics Canada’s Survey of Financial Security, from 1999 to 2019.


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